Monday, February 20, 2017

Save the Tax days at Zehrs

My hubby and I went to do our grocery shop because I had a few good coupons to match up with sales. When we got our cart and into the store, we immediately turned around and left as we saw the signs for a couponers dream: Save the Tax, one day only (which was the next day). 
 

Seriously, this is worth shopping in the crowds and waiting a day. Imagine paying exactly what the sticker on the shelf says! You save something like 13% (depending on your province) and your coupons go that little bit further. 

For example, say toothpaste was on sale for .99 and you had $1 off coupon. On a normal shopping trip, you still need to pay the tax on the .99 price so your "free" toothpaste actually costs you a few cents. On "we pay the tax" day, it is actually free! 

If you have a tight budget, look for and plan some big shops around this day and put the effort into coupon searching for that shop. Usually our coupons with $ off only cover the tax on the item, but on these sale days that money actually goes into your pocket. 

Using some coupons, we got everything in this picture for the same price as the regular price of the cereal (just over $5 for everything there). And "free" product coupons (which I had for 5 of the items) actually meant free, no silly tax!
 

I can't comment on how often stores do save the tax. It seems like it is usually around a holiday, but you can bet they are the best time to do some of your main shopping. 

Monday, February 6, 2017

Get it while it lasts!

Just a quick little blog to take advantage of a good deal because you never know when it will end!

 

My hubby and I really enjoy Montanas, but it’s been classified as a treat as it’s expensive. Recently on a trip we discovered that the CAA discount for the restaurant was an amazing 2 can dine for $20.. Essentially making one meal free as any of our favourite choices are 16.99 and up! Their deal included any burgers, salads or sandwiches. Very awesome!

 

 

Well cue the whomp-whomp.. We went there yesterday and our Montanas have replaced this deal with a lousy 10% off instead. It’s better than nothing, but it doesn’t even cover the tip. In our case last night, it made the 2 for $5 desserts free. Montanas will now go back to being a once-in-a-while meal place, which is disappointing.

 

Case in point.. Same “get it while it lasts” mentality goes for great sales, a high value coupon for something you actually use, and totally free dollars to use like my current array of $5 off at Milestones, $5 off at Staples and a free cookie at Subway (which all have expiry dates, but no minimum purchase). If it’s worth your while, jump on them before you lose them!

Friday, February 3, 2017

Esso Extra: Extra Privileges Card

If you’re a basic couponer, “Load to card” offers aren’t new. These are seen most through the PC Plus (Zehrs) grocery card and the Optimum (Shoppers Drug Mart) cards which either give you special pricing/coupons or bonus points for buying a certain item. A few other cards I’ve seen lately have added this feature too… Including Esso!

 

If you buy gas, chances are you have a points card to go along with it, as I think nearly all of them have some sort of incentive for you to keep filling up with them. Since we’ve moved a few years ago, I switch between Canadian Tire Gas bar and Esso which are right across the street from one another, depending on whether there is a 10x Canadian Tire Money coupon available. Esso is my normal go-to as they sell Slurpees! So, I have an Esso Extra card with them, which gets me points on gas and convenience purchases that I can then turn around and use to buy said gas or purchases, or redeem online for some other fun things. Esso also allows me to switch from time to time to my Aeroplan card in order to keep those points active.

 

 

At Christmas, they offered a deal of buy a gift card and get a free Price Privileges card.. which gives you cents off for a certain amount of litres. These aren’t new to me as I’ve had a few before to save around .50 a fill up. But when I called to talk to someone at Esso because my card wasn’t working at first, a whole new world of load to card offers was opened! She told me that I could get cents off each gas purchase for 100L, but then I could “top up” that litre allowance by completing offers like.. Buying gas and convenience store items.

 

Basically, you activate the card and sync it to your existing Esso card. Then hop online and log into your Price Privileges page to see available offers. Offers load for one month, and you click on the button to load an offer you think you would use in that month. Even if you’re not sure.. I would load it! After a month of use, you’ll have a few different headers show up.. Like “Available offers” that you haven’t loaded yet, “Added Offers” which show you the % of completion and “Achieved Offers” where you can see how many litres allowance you successfully topped up.

 

 

 


Now, this month Esso has the deal on of buy a gift card and get a card with double the cents off I’m currently getting (I have 2.5 cents off and its 5 cents). There is a button on the header that says replace your card, so once I use up my last 35L on my existing card I’ll replace it with this new one and continue loading the same offers to the card to get a little bit more money off per fill up (maybe a whole dollar!).

 


You can also buy high value Price Privileges cards like 10c and 25c off with your Esso points if you’ve got them to burn, but I’m a long ways off affording one of them!

 

 

It’s a few minutes a month to log in and load offers but I think it’s worth it for saving a little bit of pocket money.

Wednesday, February 1, 2017

“FREE” Quotes should be read with a grain of salt

Just another quick blog about keeping your wits about you and not panicking with the results after taking advantage of a “free” quote that you see advertised everywhere.


This includes “free quotes” for your roof, sidewalks, gutters, windows, renovations, etc. When I got my brand new roof done a couple years ago, I had someone come to my door literally a month after the new roof was finished. They asked me if I wanted a free quote for my roof and laughing I said sure. Don’t you know it, he said I needed new shingles! The receipt for the roof work was still sitting on my dining table so I showed it to him and he umm’d and err’d until I shooed him off my porch.


The one we took advantage of the other day was a Free Hour of Diagnostic Inspection for your car.

 

Now, to prelude this, we were looking to get the car diagnosed anyways. There were a couple engine lights on, that have been on for a long time, and it’s a 2001 vehicle. Car drives fine, but we wanted to finally decisively identify what the lights were on for so we could make them go away. I sat down to start researching the best price for a diagnostic at a few places and came across a “Special Coupon” the actual dealership had for a free hour of diagnostic… that ended that day. 

 

Scheduled with the hubby and we could make it work. Called the shop and the guy on the phone was great and said that they are the experts for that brand of car, and he was certain they could figure out the problems in that hour. We drove it in and made sure they knew to only do the free hour and stop before doing anything else. I was happy we were saving $105!

 

We discussed what the expected charges would be. We said around $300-$400 was what we expected, including their $105 an hour labour charge. They called us a little after an hour later…

 

$2029.70!

 

Hubby and I basically panicked… Is there something really wrong with the car? Is it worth paying that to keep the car going for a couple more years or is it better to sink it into a 0% financing deal on a new car? It’s been such a good car…

 

Then reeling that back in, we called my parents. My mom made sure we knew that these “free quotes” are all to drum up business. You could take a brand new car into the shop and they will be sure to find SOMETHING wrong with it, just like what happened with that roof guy. Then dad talked us through what each of the suggested 4 charges were.. That basically #4 for $600 had already been done months ago, that #1 of a seatbelt piece for $300+labour could be found at a junkyard cheaper, that #2 might just need a piece of tape on a hose instead of 3 replacement parts, and that #3 was a money-grab for an unnecessary service that might actually cause more issues.

 

It was totally worth getting the free diagnostic from the experts for our car, as we now know what the issue(s) are (and part #s) and we can research how to get the items fixed/replaced somewhere else for cheaper. Just take any free quote you get with a grain of salt and don't immediately agree to go along with whatever they've said without some research. 

Free Entertainment: Cooking Classes at Zehrs!

Sharing this with you because I think it’s pretty cool. We are always looking for free entertainment, and some evenings you just want to get out of the house.

 

While looking for cooking classes nearby for my hubby’s new-found hobby, I came across what I thought was a little too-good-to-be-true offer at Zehrs. They call it a “What’s For Dinner” class, and you pay $10 for the hour long demonstration class and then at the end they give you a $10 Gift Card to use at Zehrs. Basically, it’s like buying a gift card to the store but getting some free cooking tips, information and larger-than-a-sample taste tests. I bought a few classes for my hubby and a class for my roommate and I to join him one class, which we did the other night. 

 

 CONS: 

 


·         The meals are decided the day-of, so you can’t book in for a specific recipe or know in advance if it’s a class you want to go to

·         They don’t make any allergy accommodations

·         They will pre-do some of the steps in an effort to stick to their time slot, so you might miss how long to cook an ingredient

·         The meals in my opinion can be described as “weird”, but I believe they classify as “raw eating”, “dairy-free”, “healthy living”, etc. They are not the sort of meals you would naturally think of making so at first you may seem hesitant to try it

·         The price of the ingredients then is pretty up there, like the dairy-free/gluten-free pomegranate “cheesecake” pie we sampled would have cost $50 to make if you went out and bought all the ingredients

·         Everything uses a stand mixer.. and these are not cheap

 

PROS: 

·         It basically ends up being “Free” as you are just buying money to spend in the store later on stuff you were probably going to buy anyways

·         Because they are “weird” meals, they expand your taste palette and introduce you to foods you might not have thought you could like. Like, my hubby’s first class was making a “Quinoa and Kale Taboulleh Salad”, which had two of his most hated ingredients of quinoa and cucumber. However, after tasting the meal, he discovered he actually liked it and promptly came home and made a big batch of it. Then a taste test of some cooked nuts actually made him realize that foods can taste different raw vs cooked.

·         They let you ask questions.. so you can clarify if some things freeze well, what an alternative could be, etc

·         There is a dietician present at the class, talking through nutritional content and explanations of food descriptions

·         You will come away with some tips, like when to know when quinoa is done, how long a pomegranate will last in your fridge, which soy sauce to buy with low salt etc

·         You get some free food (It’s a decent portion to try of the two recipes, but I wouldn’t call it a meal), and usually water or coffee is provided

·         You get the recipe and instructions to take home with you

·         It gives you a good base to then add and remove ingredients from your own kitchen and tastes. Like, the one we all went to was for a quinoa stir-fry of sorts, and while I might not use all the same ingredients they did, it made us realize we could replace rice or pasta with quinoa to get a little more healthy ingredients into us and any veggies added to the meal are good, so remove the onion and add celery if that’s what’s going bad in your fridge first

·         It lets you know that foods can serve a dual purpose, like avocado can be a good base for anything needing a creamy texture and crushed nuts can make a pie crust base

·         Compared to their other cooking classes, this is a more relaxed and basic class – recipes you can actually make!

·         You can sign up for classes really easy online, or at the Customer Service desk

 

The class we all went to was the only after 4 class in the week, so it was packed with about 20 people. We had some laughs, ate all the food, and I think learned some stuff. At the end, we walked out with the $10 I paid back in our hands and a lot of paperwork (with upcoming classes, tips, the two recipes and more). 

 


I would suggest you grab a friend and do this together, as it’s always more fun to do new stuff with a partner in crime.