SPC - Student Price Card... Get one!

If you are in school or are a parent/grandparent/friend to someone who is, this has been probably one of the best "investments" I've ever made. Everyone who can, get one! 

The SPC card is a student price (discount) card that is accepted in more and more places, from food to shopping to entertainment to banking to travel. They have a great list on the back of the card that shows all the places it is accepted and there is even an app that you can quickly use on your phone in your area on the go. 

The card costs $10. Yep that's it. When I got my card years ago, I was making a purchase of something like $120. I bought the card first and used it on that purchase, and it paid for itself immediately, and every discount since has been free effortless money! This is a complete no brainer! Every time we go out to eat, I save something like $3-$5. A couple meals and the card is paid for again. 

I always ask at retailers if they have a SPC discount and more and more places are saying yes. Banking and travel too, every little 10% adds up! 

To qualify, you need to be in school with a student ID card to show when you make the purchase. As long as you are a student you can buy the card every year and it is good for a year. 

Then there is this awesome second part, called the BMO SPC MasterCard. This I got quickly after getting my original card (can apply through their website) and it is a SPC discount card combined with a no yearly fee, chargeable, credit-building MasterCard. This was great for me to start building credit as it was my first credit card, and one less discount card I had to carry around. PLUS you can hook up the card to air miles and get air miles with each $20 charged to the card. This card is like a triple dream! Annnnnd.. Every year they automatically renewed my SPC credit card, so in the entire life of my SPC affair I've spent only $10. 

Since I got the MasterCard, I no longer had to show my student ID either because retailers assume that BMO has already screened me. One less card I needed to carry around again.  

There are other student discount programs as well. On campus, grab one of those free planners they give out and inside should be the various places that will give student discounts for your school. I went to York University, and they had their own separate student discount card plan that was good off campus too. While I was in school I would also ask stores if they had a student discount, and a bunch did though they didn't promote it anywhere. 

It pays for itself almost immediately so in my opinion there is no reason not to get this card (or MasterCard) and use it!