Friday, April 8, 2016

Broke/Budget maxed out?

So you a stretched for cash, or used up all the money from your budget jars... But you still need to eat and have fun? Here are some thoughts and solutions I've done when my wallet was hurting:

- Dig deep in the freezer!  Wow, what a treasure trove!  Frozen veggies and some meat you got on sale one time are probably down in the abyss, under all the ice cream and frozen bananas. Easy, multi meals are just a defrost away. 
- dig around in the pantry. Cans of mixed veggies and beans can be a good start to a crock pot meal. Rice and pasta are usually stored in a corner and make large portions for cheap. If there's a craving for a dessert item, how about a box of cake mix and a can of pop (yes this works beautifully!), which saves the cost of cookies or doughnuts. 
- gift cards. I still have gift cards from like 2 Christmases ago. This might be cheating, but for my birthday and Christmas I just ask for gift cards. Mostly food, I can usually buy some large meal out to get a couple work lunches out of the deal too. Gift cards are great for entertainment too - use one for a good sale rack shopping trip in a store, or to buy a DVD for later. 
- parents or grandparents visit. Again, cheating probably, but maybe see if you can stop by for a visit to loved ones. I don't think I've ever made it out of their homes without a meal (either eaten there or sent with me in a doggie bag)! I've never had to do it, but if you needed a couple meals to tie you over for the month, your family is sure to help you out with either made or almost-made meals if you just ask. 
- discount sections of grocery stores. There are usually a couple racks of the "almost expired" food stuff that is great to cook up the same night. We usually buy our meat here and then freeze it. You can usually get bread, fruits, veggies, pies, buns, meats and others for nearly nothing. I've done this before with hot dogs (buns and weiners were on for half price) that we cooked up and had the same night. 
-coupon. Follow the Facebook groups and blogs in your area who post about the deals, and jump on a great deal if you can afford to. If you're in my area, I like the Savings Guru, who posts all sorts of deals. He does the work for you and you just go out and get the free butter, or the cheap eggs that are on that week. 
- use your points. You've been accumulating points on your various cards for years, spend them when you run out of cash! Gas, shoppers drug mart, PC groceries, air miles, etc. You can also sometimes buy gifts cards for other places with your points, just have a look through your wallet for all your points cards and see what is available.
- look up free event days. In my area, the local skating rink will have free skate hours, and sometimes museums will have a special free day. I haven't done a lot of research in this area but there are groups and blogs about this topic too I've seen, as parents are always looking for cheap things to do with the little ones.
- regrow table scraps. This could be for fun, or for continuous small bits of food. This one doesn't need a lot of explaining, and it actually works
- throw a party! This sounds a little backwards, but if you do it right it can both be entertainment and extra meals. Make it a BYO drinks, food and chairs, and advise you'll provide the bathroom, music/movies, plates and cutlery. Have a good time with friends, watch a movie marathon, and have a day of fun that doesn't cost people very much to participate it (just a bowl of chili and a case of pop each basically). 
- make crafts. There are so many great YouTube tutorials and Pinterest things about crafts you can make for nothing. Repurposing garbage items, making string from plastic bottles, using various items as stamps, origami of old chip bags, you imagine it and someone has made a craft around it. This is a good option for families with kids. Just pick an item and google it with the word craft. I did soda can crafts and holy cow, cooool!!
- sell stuff. You meet people, it can get you out of the house, and it'll get you a little extra cash quickly that you can go to that discount food section with. Try selling old clothes, an old kitchen item, shoes, books, kids toys, puzzles, etc. you could also try selling your newly made soda can crafts and who knows, maybe there's a business idea in here. 
- while on this topic, what about making a little mini business out of something easy? I recently found out that I am good at string art, and actually enjoy all the hammering (stress relief) and stringing (relaxing). It's a minimal investment (I have to buy $2 roll of string, a $2 box of nails and a few brackets to hold wood together at the back (about $1 each), plus find an old wooden pallet to break up). But.. I could sell it for upwards of $20 and offer custom options. (The ones below were for my mom for Christmas (which had a dog saying added to the blank area in sharpie) and the logo of a company that was visiting my work's head office)

There are tonnes of other ideas, but this post is long enough with all the pics. What other tips do you use? 

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